In European wealth management, compliance is not a feature — it is the product. Our agentic platform treats Consumer Duty, MiFID II, and client mandates as hard mathematical constraints, not policy checklists.
Every agent action checked against Consumer Duty (UK) and MiFID II (EU/Benelux) before the FIX message is even built.
100% of recommendations carry a Chain of Thought rationale document — ready for regulatory audit across UK (Consumer Duty) and Benelux (MiFID II).
A rule layer that overrides AI actions violating risk limits, legal constraints, or client mandate boundaries.
Client mandates are vectorised into hard mathematical constraints — the AI physically cannot breach the legal agreement.
The Policy Engine sits between the AI brain and the FIX engine. It is the one layer that cannot be overridden without an explicit human log entry.
Trade blocked at Policy Engine. FIX message not generated. Advisor notified. Override requires signed reason log.
If a client mandate states "No Tobacco" or "No Fossil Fuels," the agent doesn't just block the trade — it removes those companies from the investable universe during the initial planning stage.
Across European jurisdictions, the Investment Management Agreement (IMA) is the legal document that governs client relationships. Traditionally it's a PDF buried in a folder. Our platform vectorises the IMA. The AI "reads" the legal contract and turns it into a set of "Hard Constraints." If the IMA says "Max 10% in Emerging Markets," the Agentic AI treats that as a physical barrier in its mathematical model.
| Mandate Clause | AI Constraint | Status |
|---|---|---|
| Max 10% Emerging Markets | Hard cap in optimiser. Current: 7.2% | Within |
| No Tobacco / Weapons | Excluded from investable universe at planning stage | Active |
| Max Duration 5 years | Portfolio duration calculated in real-time. Current: 3.8yr | Within |
| Min 20% Investment Grade | IG allocation floor enforced. Current: 34% | Within |
| Max leverage 1× | Leveraged instruments excluded from solution space | Active |
PDF or Word doc — AI extracts all mandate clauses automatically.
Clauses converted to mathematical constraints within 24 hours.
Physical barrier in the AI's optimiser — impossible to breach.
From the AI Brain to the Market Pipe — no manual order desk, no spreadsheet exports. Our Abstraction Layer normalises data from any custodian into a single unified dataset.
Industry-standard protocol. Direct connectivity to all major OMS platforms — no middleware required.
Pershing, BNP Paribas, or any European custodian — data is normalised to a single unified format.
Adding a new custodian or market requires only a new data connector — not a new operations team.
By integrating Transactional Data Ingestion + Agentic Reasoning + FIX Execution, AgenticWealth is not an add-on. It is a complete operating system for the modern wealth firm.
Every action has a logged "Chain of Thought." Regulatory guardrails are embedded in the AI's mathematical model — not checked retrospectively.
One advisor can manage 500+ clients with the same level of care as 50. Autonomous rebalancing, reporting, and compliance free your team for relationship-building.
Adding a new custodian requires only a new data connector — not a new operations team. Your infrastructure grows without your headcount growing with it.
We don't just provide another dashboard. We provide a digital workforce that handles the "heavy lifting" of wealth management — allowing your advisors to focus on what actually drives revenue: building deep, high-trust human relationships.
Our compliance team will walk through your specific regulatory obligations — Consumer Duty (UK), MiFID II (EU/Benelux), or any combination — and show you exactly how AgenticWealth meets them.